Job Search? Taxes? Budget? Your Guide to the Real World
[L]iving on your own for the first time? Looking for your first real job? It's a good feeling, but it can seem a bit overwhelming at first. Maybe you're just out of c...
Buying or Leasing a Car? This Guide is for You!
[A]re you in the market for a new vehicle? What can you afford? Should you buy or lease? What does your credit score qualify you for? Do you know the tips and tricks o...
Math & Money: Financial Literacy for Kids (Age: Middle School)
[M]ath and Money is a financial literacy program for kids grades 6-8 that teaches money management through budgeting and saving. The program compliments lessons learned...
The Quest for Credit: Winning the Battle for Credit
[C]redit can be a useful tool, but it can also hurt you financially if used incorrectly. To build credit, we have to use it correctly. Good credit will get you lower in...
Quest for Money: Budget & Savings Game (Age: Middle/High School)
[Q]uest for Money is a fun game developed by Mint.com and Scholastic that teaches young people to manage their money and achieve financial goals through budgeting and sav...
Mint.com: Free Money Management Software & More
[A]s we get older our financial lives becomes more complex and more difficult to keep track of. There are many tools available to help manage your money--some are free, s...
Gen i Revolution: Online Personal Finance Game (Age: Middle/High School)
[D]uring middle school and high school we are often first exposed to making, managing and spending money. Development of financial skills during these years is cruc...
Success Street: Money Game (Age: High School)
[T]he high school years are important to establishing quality financial habits. Most of us begin working in some capacity and gain the responsibility of making and...
Struggling With Debt? Most People Do, Learn Why
[R]ather than only taking on new debt for emergencies, home purchases or essentials, debt has become a socially acceptable way to finance a life we cannot afford. Maybe w...
Personal Finance Courses, Manuals, PowerPoints & More
[P]ersonal finance is an important topic and free quality resources are hard to find. BYU has developed a number of quality online courses on various personal finance and...
Your Key to Financial Independence: Understanding Net Worth
What is Net Worth?A brief introduction to net worth.Net Worth Planning ProcessNet worth is determined by subtracting your liabilities from your assets. ...
Learn About Credit: Getting, Building & Using Credit
[T]hese free financial resources about getting, building and using credit are provided by the FTC. Below are the descriptions with links to each item on the FTC...
Get Smart About Debt, Bankruptcy & Foreclosure
[T]hese free financial resources about debt, bankruptcy and foreclosure are provided by the FTC. Below are the descriptions with links to each item on the FTC...
Tips on Money Management & Giving Donations
[T]hese free financial resources about money management are provided by the FTC. Below are the descriptions with links to each item on the FTC site. Th...
Personal Finance: Money, Credit, Debt & Homeownership
[T]his section covers money management, budgeting, loans, debt, savings, homeownership, family finance, bankruptcy, foreclosure, and credit. The website is managed...
40 Money Management Tips For College Students
[T]his manual is another excellent resource from the National Endowment for Financial Education (NEFE) that focuses on many aspects of managing finances. Though the...
Financial Planning for High School Students
[T]he National Endowment for Financial Education (NEFE) put together this comprehensive financial planning program to teach high school students how to better manage thei...
Money 101: Guide to Managing Finances
[C]NN Money put together an excellent step by step guide to managing finances in this web course. These courses cover all areas of financial planning in an easy to unde...
Fundamentals of Personal Financial Planning
[T]his free, self-paced web course called Fundamentals of Personal Financial Planning is hosted by UC Irvine. It is an excellent, comprehensive course with much to offer...
Basics of Family Finance Course & Worksheets
[T]his free online course focuses on personal/family finances and developing a strong foundation for financial success. You'll learn how to develop and carry out your fin...
Learn How to Start Investing and Build Wealth
[T]his free online course teaches new investors how to start investing with small amounts of money. In addition to investing, this also covers money management, retireme...
Introduction to Money Management
[M]oney management is the cornerstone of every financial plan and the foundation for every financial future. Even with optimal risk management through insurance, a solid...
What is Financial Planning?
[T]he goal of financial planning is to help define and achieve life goals through effective management of finances and risk. Financial planning is a process, not a produc...
Ever Use Net Worth to Set Goals? You Should
Part of: How Does the Net Worth Planning Process Work?[N]et worth allows us to assess our current financial situation and allows us to set short and long-term go...
Know How to Calculate Net Worth? Learn Now!
Part of: How Does the Net Worth Planning Process Work?[C]alculation of net worth can be done with a variety of tools. Though many tools exist, they all mus...
How Does the Net Worth Planning Process Work?
[N]et worth is determined by subtracting your liabilities from your assets. The product is a real assessment of your current financial situation. Net worth and cash...
How to Develop and Use a Net Worth Plan
Part of: How Does the Net Worth Planning Process Work?[N]et worth can be positive or negative. Negative net worth is not necessarily bad. Many famili...
What is Net Worth?
[N]et worth is a valuable tool for analyzing your current financial situation, setting realistic goals and measuring progress along the way. Essentially, net worth...
What is Cash Flow?
[C]ash flow is arguably the most valuable money management tool. It is used in concert with net wealth and balance sheets to develop a successful money management plannin...
Objectives of Money Management
[S]uccessful money management is the foundation of any financial planning. Without it, no matter how great our investing or retirement plans, they'll likely fail. Money...
What is Liquidity?
[L]iquidity is the ability to quickly convert assets into cash without negatively affecting their value. Your need for liquidity in an investment depends on the purpose...
How Do You Make Financial Decisions? Make ‘Em Better
[D]ecision is a critical aspect of personal finance. Our past, present and future are a result of decisions we've made and will make. We've all been taught to learn from...
Money Saving Articles
[T]hese links from About.com explore different ways to save money and live more efficiently, which is a large part of effective money management. [circle_list] Frugal...
Money Management Articles
[T]hese money management articles cover multiple topics including debt and credit management, saving money, banking and general financial planning. The links below will d...
Personal Finance and Financial Planning Classes
[T]ake advantage of these free online personal finance and financial planning classes put together by Investopedia. They focus on different areas of money managemen...
What is the Time Value of Money?
[M]oney now is worth more than money later due to growth potential and the erosive effects of inflation. This is one of the most important concepts in personal fina...




